Is bad credit preventing you against getting a car loan?

March 25th, 2020 by thl

At Legacy Auto Credit, we specialize in rebuilding our customer’s credit through low-interest car and truck loans.

If the credit is preventing you against engaging in a dependable car, guide a totally free assessment with certainly one of our credit specialists to get going!

Enhance your Credit Rating

Our goal is always to transform our clients’ monetary life by increasing their credit scores, permitting loan providers and credit card issuers to take into account them low-risk. We accomplish that goal through getting our customers in to the right automobile to restore their credit rating.

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Legacy Car Credit offers:

  • Low-kilometre automobiles, to help you drive a vehicle that is reliable make low re payments
  • Industry-leading car loan prices — we’ll never charge you 20-30% rates like other creditors
  • 2-5 12 months term choices
  • Reports to Equifax, to make sure that your credit rating improves on the term
  • Detailed intends to allow you to reconstruct your credit
  • Partnerships with dealer teams, to offer you a selection that is large of to fulfill your preferences
  • Professional staff to simply help with debt-restructuring through proposals and bankruptcy
  • Multi-point vehicle inspections, in lowering the opportunity of unforeseen repair expenses
  • 30 Time Change
  • Free Delivery

Step One

Apply On Line

Our simple credit application will obtain the process began with certainly one of our Credit and Finance Advisors.

Step Two


Our consultative way of funding will show you through the credit rebuilding procedure which help you reconstruct an auto loan to your credit.

Step Three

Drive Away

After your approval, you are able to drive away in your vehicle that time if you’d like! Many thanks to our super easy procedure, we shall enable you to get authorized and driving right away, you want through rebuilding your credit so you can get back to living the life.

The Thing That Makes Us Various

Our Company Is The Lender

We have been an in-house funding company that lends our personal cash, and that makes us various.

Meet The Group

At legacy Auto Credit you are able to choose who works in your favor. Our non commission Credit and Finance Advisors can get you authorized and explain to you car options

We Deliver

Whom knew automobiles had been like pizza. You can now get our low price in household funding anywhere in Ontario without the need to keep your house.

Exchange Privilege

We’re you’ll that is sure satisfied with your brand-new purchase, however in instance you’re not merely take it back* and we’ll assist you to exchange it for the right choice. (*Some exceptions use)

Find out about automobile finance, bad credit auto loans, credit recommendations & tricks, DIY as well as the latest in automotive news.

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What are the results if we can’t get yourself car finance.

What the results are if I can’t obtain a motor auto loan from a dealership there are certain reasoned explanations why somebody may possibly not be able to get car finance from a dealership. From bad credit not to being.

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We have been dedicated to causing you to a lasting client and buddy.

My spouce and I had a phenomenal experience coping with Vic, and auto credit that is legacy. Assisting us comprehend just just just how credit file work and exactly how to boost it, making us feel confident!

Victor ended up being amazing! He was really thorough explain every thing I had a need to understand and responded any concerns that I experienced. He definitely went far above to obtain me personally another car. I might strongly recommend likely to see him if you’re trying to find another car.

Vic had been great in getting me personally a motor automobile that we love and it is dependable. I would, he worked very well with my income as well if I could give more than 5 stars!

Vic ended up being amazing to cope with exemplary interaction through the whole procedure. Stepped me step-by-step placing me personally into a motor vehicle that was right for me personally! Thank you for your entire assistance

Undoubtedly the most readily useful experience ive had purchasing a car or truck ended up being using this destination! Everybody is extremely helpfulf! Vic had been great with interaction and maintaining us as much as date from the process and got us vehicle we wanted quickly without dilemmas! Would certainly keep coming back once more

May I get yourself car finance after having a repossession?

Yes, at Legacy Auto Credit we realize that a repossession is often the consequence of an event that is uncontrollable situation. Quite a few customers have experienced a past repossession or will likely to be going back their car to the bank whenever filing a bankruptcy or customer proposal.

Will this help me personally build my credit?

Yes, if you will be making your instalments on time. Legacy Auto Credit reports your payment history to Equifax month-to-month. With time with on time payments your rating will increase.

What exactly is In-House Financing/Leasing?

At Legacy Auto Credit we provide In-House Financing/Leasing. This implies you pay us back that we provide the funds and then. We could have a look at your credit situation for a level that is personal determine your capability to help make re re payments even though you have actually bad credit. We result in the ultimate decision on the approval which leads to more approvals and better prices. Our interest levels for Consumer Proposal and Bankruptcy clients begin at 7.99% oac on brand new automobiles.

Just what if i’ve been turned down before?

We come across many individuals which have been formerly rejected because of a few reasons which may have included, bad re re payment history, maybe perhaps maybe not plenty of time face to face, an excessive amount of financial obligation and non-garnishable earnings. With your In-House program we examine your revenue, expenses and debts that might be resulting in the change downs and supply you with answers to get you driving and rebuilding your credit.

I still qualify if I have filed a bankruptcy or consumer proposal, can?

Yes, at Legacy car Credit our In-House system was made for bankruptcy and customer proposition clients. You can still qualify for our low rate in-house program if you are about to file or have already filed and are not discharged. We use a few trustees whom see you to succeed in rebuilding your credit that we truly offer low rates and want. With you to secure a vehicle before filing so that you can be confident in returning your current vehicle that has too much negative equity, has too high of payment or doesn’t suite your needs anymore if you are about to file we will work. We additionally report your instalments to Equifax which can help re-establish your credit rating.

Did not see just what you had been searching for?

We’re Right Right Right Here To Simply Help

Our task is always to assist people who have bad credit get automotive loans at a high price point along with prices they are able to afford. No matter your circumstances, it is well well worth trying and talking with certainly one of our credit experts. Don’t let woeful credit get in the form of residing a far better life.

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