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Money Skills for Life: training university students monetary fundamentals

Saturday, March 7th, 2020

URI Department of Human Development and Family Studies provides courses in personal finance

Balancing a checkbook, filing individual taxes, examining costs and great things about student education loans or calculating retirement needs tend to be over looked during the collegiate degree, but some university students — and even graduates — lack these simple yet critical skills.

The Department of Human developing and Family Studies, area of the university of Health Sciences during the University of Rhode Island, is helping pupils get a handle on the economic futures, providing courses in personal finance to instruct them the fundamentals of managing their funds. HDF-205, “Money Skills for Life,” and HDF-418, “Personal Finance,” are basic courses mostly for adults for them to learn the fundamentals they’ll requirement for their entire financial life, relating to Assistant Professor Nilton Porto and Professor Jing Jian Xiao, whom instruct these as well as other individual finance costs.

“People don’t will have a possiblity to just take a course such as this in senior school so that they come to college with no information that is basic” Porto said. “We cover the entire range — profits, borrowing, insurance coverage, saving for retirement — all the key subjects you should know we undergo in this course. Each week there clearly was a new project — balance a checkbook, do your taxes, decide whether or not to purchase a car or truck employing a lease or that loan. It’s a hands-on course.”

While “Money Skills for Life” targets one’s family that is own, “Personal Finance” involves more case studies and monetary preparation, assisting train pupils in order to become economic advisors or counselors. [more…]